Basic Life & AD&D Insurance

Wunderlich-Malec pays the full cost of a $50,000 group life and accidental death and dismemberment (AD&D) insurance policy for full-time employees. Contact Human Resources to update your beneficiary information.

Voluntary Life Insurance

Employees who want to supplement their group life insurance benefits may purchase additional coverage. When you enroll yourself and/or your dependents in this benefit, you pay the full cost through bi-weekly payroll deductions.

As an employee, you can purchase coverage on yourself in $10,000 increments to a maximum of the lesser of 500% of your annual earnings, or $500,000, with a guaranteed amount of $75,000, without submitting medical evidence.

Coverage for your spouse can be purchased in $5,000 increments to a maximum of $250,000, but can’t exceed 50% of the employee election. The spouse guarantee issue amount is $20,000.

Coverage for your children can be purchased in $2,000 increments to a maximum of $10,000.

Disability Income Benefits

Wunderlich-Malec pays the full cost of short- and long-term disability (LTD) income benefits for full-time employees. In the event you become disabled from a non-work-related injury or sickness, disability income benefits are provided as a source of income. You are not eligible to receive short-term disability benefits if you are receiving workers’ compensation benefits.